Article by Penelope Stone
If you drive a motorcycle in the state of New Jersey, it is important to know the laws that govern motorcycles in that state. The laws in each state vary when it comes to insurance requirements, equipment including helmets, as well as the ability to split lanes. Knowing this information could save you from receiving a ticket, or even worse injury.
New Jersey requires the use of a securely fitted helmet by all operators and riders. Your helmet must be approved by the New Jersey Director of Motor Vehicles. Prior to driving a motorcycle in New Jersey, it is best to check with the Director of Motor Vehicles to make sure your helmet is approved. The helmet must be equipped with a chin or neck strap and be “reflectorized” on both sides.
In order to protect yourself, you should obtain motorcycle liability insurance. In the state of New Jersey, a motor vehicle insurance policy includes a motorcycle insurance policy. The standard requirement for coverage is as follows: you must carry at least fifteen thousand dollars in coverage for bodily injury or death to one person in a single accident, at least thirty thousand dollars in coverage for bodily injury or death to more than one person in a single accident and at least five thousand dollars in coverage for property damage in any one accident. If you fail to maintain the proper amount of coverage, you are subject to penalties. These penalties include: for the first offense a three hundred dollar fine, community service and a suspended license for a year; for the second offense a five hundred dollar fine, a suspended license for two years, fourteen days in jail and thirty days of community service.